Most homeowners know that they should do a home inventory. However, a majority of people never bother to do one, which is unfortunate. Insurance industry experts note that homeowners that can provide insurers with a full inventory receive faster help and higher claim payouts.
Doing an inventory of your entire home is a lifesaver should the worst happen. Here are some tips that make this task easier:
Make a Plan
Approach this task by breaking it down into smaller steps. There is a lot of ground to cover so don’t try to do it all in one day. Instead, make a plan to do one room at a time. An inventory can be done over several days or weeks. Schedule an inventory day and time for each room and stick to it. Procrastination leads to avoidance.
Insurance companies prefer homeowners snap photos of items because they can be accessed quickly. A digital movie takes too long to look at, so stick with photos only. Use a reliable digital camera or camera phone. There will be lots of photos so you may want to create and organize photo files for each room.
The more items that are inventoried the more money you get should you need to file a claim. Therefore, take time to dig through all drawers, files, closets, cabinets, shelves, storage chests and containers and other nooks and crannies to find everything that you think is valuable. A good time saver tip is to group similar items together and take a photo. Make sure each item can be clearly seen. Pay attention to those little details. Certain items like electronics and collectibles have model numbers, serial numbers or special identification that should be recorded. Take a separate up close photo that clearly shows this information.
Use an Inventory App
The best way to organize all of your home inventory into a neat presentation is to find a quality home inventory app. Inventory apps make the documentation process easier by categorizing rooms and items. Uploading your photos to the applicable category is simple. Important documents can also be stored.
Another good thing about using a mobile app for record storage is that it can be quickly updated. Give insurers your inventory list faster. Look into ways to make the home inventory process go smoother by researching the latest inventory technology put out by HomeZada and other experts.
Patricia, like her blog, is not a one-dimensional designer, which is evident in her accolades of 17 national design awards. Over a 38-year career in the industry, she has carved a niche in several areas of design. Licensed in interior design and certified in kitchen and bath design, she offers a full menu of design services ranging from whole house interior design, kitchen and bath design, lighting design, full remodels, commercial design and universal (ADA) design.
Patricia is a sought-after speaker in the industry and has been published in many publications as seen on her interior design firm’s website, https://www.patriciadavisbrowndesigns.com/. She writes for such publications as QuinStreetinc, Relaxed Remodeler, and eHow.com talent offering design tips.
Dig This Design is an international blog about ALL things DESIGN for your home or business. Consider this your go-to resource to explore the latest ideas, find inspiration, and dream about possibilities
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